Receivables anticipation protocol · Stellar

The bridge between receivables and on-chain liquidity.

Anticipate invoices (NF-e) in minutes via Pix. Investors earn yield backed by real receivables, with verifiable settlement on the Stellar blockchain.

Soroban audit SEFAZ validation Verifiable settlement Pix in < 2 min
Anticipated
R$ 128.4M
+R$ 3.2M this week
SMEs served
1,847
+42 last 30d
Avg yield p.a.
18.6%
above CDI
Fund NAV
R$ 92.1M
NAV/share: 1.186
Operation flow

Three actors. One verifiable settlement.

Each assignment becomes a signed Stellar transaction. Soroban smart contracts orchestrate fund transfer and invoice settlement.

CLIENT · SME
  1. 01Initial signup (company + data)
  2. 02Upload invoice + SEFAZ validation
  3. 03Sign assignment via Stellar Auth
  4. 04Receive stablecoins → withdraw via Pix
  5. 05Single invoice issued to the debtor
CREDBRIDGE
  1. 01Validates documents at SEFAZ
  2. 02Analyzes risk + generates proposal
  3. 03Executes smart contract (Soroban)
  4. 04Monitors invoice payment
  5. 05Updates NAV automatically
INVESTOR
  1. 01Deposits capital via Pix
  2. 02Views available proposals
  3. 03Approves proposal + sends capital
  4. 04Receives on-chain collateral
  5. 05Checks authenticity on the blockchain

Who CredBridge is for.

SME

Instant liquidity for your invoices.

  • Approval in minutes, not days
  • Fees up to 40% lower
  • Payout via Pix 24/7
  • No banking bureaucracy
Anticipate receivables
Investor

Real yield, backed by receivables.

  • Senior or Angel share
  • Avg return 18.6% p.a.
  • Liquidity via Stellar DEX
  • On-chain proof of every asset
Invest